:root{
  --ink:#0d1b2a;
  --ink-2:#33415c;
  --muted:#6b7280;
  --line:#e5e7eb;
  --bg:#ffffff;
  --soft:#f5f6f8;
  --navy:#0b1f3a;
  --gold:#b08d57;
  --gold-soft:#e9dcc6;
  --max:1160px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Inter",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
a{color:inherit}
img{max-width:100%;display:block}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:"Playfair Display",Georgia,serif;font-weight:600;line-height:1.15;letter-spacing:-.01em}
.eyebrow{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:14px;display:block}

/* header */
header.site{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:saturate(1.4) blur(8px);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand-mark{width:36px;height:36px;border-radius:8px;background:var(--navy);display:grid;place-items:center;color:var(--gold-soft);font-family:"Playfair Display",serif;font-weight:700;font-size:20px}
.brand-name{font-family:"Playfair Display",serif;font-size:20px;font-weight:600;letter-spacing:.01em}
.brand-name span{color:var(--gold)}
nav.main a{font-size:15px;text-decoration:none;color:var(--ink-2);margin-left:28px}
nav.main a:hover{color:var(--ink)}
nav.main a.btn{margin-left:28px}
.btn{display:inline-block;background:var(--navy);color:#fff !important;padding:12px 22px;border-radius:6px;text-decoration:none;font-weight:600;font-size:15px;transition:background .2s}
.btn:hover{background:#13305a}
.btn.ghost{background:transparent;color:var(--navy) !important;border:1px solid var(--navy)}
.btn.ghost:hover{background:var(--soft)}

/* hero */
.hero{background:linear-gradient(160deg,#0b1f3a 0%,#132c52 60%,#1b3a66 100%);color:#fff;padding:120px 0 110px;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-180px;top:-160px;width:620px;height:620px;border-radius:50%;border:1px solid rgba(233,220,198,.18);box-shadow:0 0 0 80px rgba(233,220,198,.04),0 0 0 160px rgba(233,220,198,.03)}
.hero .wrap{position:relative;z-index:1}
.hero h1{font-size:clamp(38px,5.4vw,64px);max-width:820px;margin-bottom:24px}
.hero h1 em{font-style:normal;color:var(--gold-soft)}
.hero p{font-size:20px;max-width:640px;color:rgba(255,255,255,.82);margin-bottom:38px}
.hero .btn{background:var(--gold);color:var(--navy) !important}
.hero .btn:hover{background:#c29d65}
.hero .btn.ghost{background:transparent;color:#fff !important;border-color:rgba(255,255,255,.5);margin-left:12px}
.hero .btn.ghost:hover{background:rgba(255,255,255,.08)}

/* stats */
.stats{border-bottom:1px solid var(--line)}
.stats .wrap{display:grid;grid-template-columns:repeat(4,1fr)}
.stat{padding:38px 24px;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
.stat b{display:block;font-family:"Playfair Display",serif;font-size:34px;font-weight:600;color:var(--navy)}
.stat span{font-size:14px;color:var(--muted)}

/* sections */
section{padding:100px 0}
section.soft{background:var(--soft)}
.section-head{max-width:720px;margin-bottom:56px}
.section-head h2{font-size:clamp(30px,3.6vw,44px);margin-bottom:16px}
.section-head p{color:var(--ink-2);font-size:18px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.card{background:#fff;border:1px solid var(--line);border-radius:10px;padding:34px 30px}
.card .num{font-family:"Playfair Display",serif;color:var(--gold);font-size:15px;font-weight:600;margin-bottom:18px;display:block}
.card h3{font-size:23px;margin-bottom:12px}
.card p{color:var(--ink-2);font-size:16px}
.about-text h2{font-size:clamp(30px,3.6vw,44px);margin-bottom:22px}
.about-text p{color:var(--ink-2);margin-bottom:18px}
.about-panel{background:var(--navy);color:#fff;border-radius:12px;padding:48px 44px}
.about-panel h3{font-size:26px;margin-bottom:26px;color:var(--gold-soft)}
.about-panel ul{list-style:none}
.about-panel li{padding:16px 0;border-top:1px solid rgba(255,255,255,.14);display:flex;gap:16px;font-size:16px;color:rgba(255,255,255,.88)}
.about-panel li:first-child{border-top:0}
.about-panel li b{color:var(--gold-soft);font-weight:600;min-width:28px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:2px solid var(--navy)}
.step{padding:30px 26px 0 0}
.step b{font-family:"Playfair Display",serif;font-size:42px;color:var(--gold-soft);display:block;line-height:1;margin-bottom:14px}
.step h3{font-size:21px;margin-bottom:10px}
.step p{font-size:15px;color:var(--ink-2)}
.cta{background:var(--navy);color:#fff;text-align:center;padding:90px 0}
.cta h2{font-size:clamp(30px,3.6vw,44px);margin-bottom:16px}
.cta p{color:rgba(255,255,255,.8);margin-bottom:34px;font-size:18px}
.cta .btn{background:var(--gold);color:var(--navy) !important}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.contact-item{padding:22px 0;border-top:1px solid var(--line)}
.contact-item small{display:block;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}
.contact-item a,.contact-item address{font-style:normal;font-size:18px;text-decoration:none;color:var(--ink)}
form.contact{display:grid;gap:14px}
form.contact input,form.contact textarea{width:100%;font:inherit;font-size:16px;padding:14px 16px;border:1px solid var(--line);border-radius:6px;background:#fff}
form.contact textarea{min-height:140px;resize:vertical}
form.contact button{border:0;cursor:pointer;justify-self:start}
.form-note{font-size:14px;color:var(--muted)}

/* legal pages */
.legal{padding:80px 0 100px}
.legal .wrap{max-width:820px}
.legal h1{font-size:clamp(34px,4vw,48px);margin-bottom:10px}
.legal .updated{color:var(--muted);font-size:15px;margin-bottom:44px}
.legal h2{font-size:24px;margin:40px 0 12px}
.legal p,.legal li{color:var(--ink-2);margin-bottom:12px}
.legal ul{padding-left:22px}

/* footer */
footer.site{background:#08162a;color:rgba(255,255,255,.72);padding:70px 0 34px;font-size:15px}
footer.site .cols{display:grid;grid-template-columns:2fr 1fr 1.4fr;gap:48px;margin-bottom:50px}
footer.site .brand-name{color:#fff}
footer.site p{margin-top:16px;max-width:340px}
footer.site h4{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-soft);margin-bottom:16px;font-weight:600}
footer.site a{text-decoration:none;color:rgba(255,255,255,.72)}
footer.site a:hover{color:#fff}
footer.site ul{list-style:none}
footer.site li{margin-bottom:10px}
footer.site address{font-style:normal;line-height:1.8}
footer.site .bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:14px}

@media (max-width:900px){
  nav.main a:not(.btn){display:none}
  .stats .wrap{grid-template-columns:repeat(2,1fr)}
  .stat:nth-child(2){border-right:0}
  .stat:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .grid-3,.grid-2,.contact-grid{grid-template-columns:1fr}
  .grid-2{gap:40px}
  .steps{grid-template-columns:1fr 1fr;row-gap:30px}
  footer.site .cols{grid-template-columns:1fr}
  section{padding:72px 0}
  .hero{padding:84px 0 80px}
}
@media (max-width:520px){
  .wrap{padding:0 16px}
  .hero .btn.ghost{margin-left:0;margin-top:12px}
  .steps{grid-template-columns:1fr}
  .about-panel{padding:34px 26px}
  .brand-name{font-size:18px}
  .stat{padding:28px 16px}
  .stat b{font-size:24px}
}